• For the Conservative/Balanced Investor that has assets in a Retirement Plan/IRA and is looking to Maximize his/her return
•  Designed as a Lump Sum Investment alternative
•  Offers an Excellent Alternative to a Fixed Income option in a Diversified Investment Portfolio

Features of the Plan

• Principal is GUARANTEED
• Uses a “Collared Investment Strategy”, which links the policy cash value to the S&P Index and CAPS the GAINS but guarantees NO LOSS.
• The individual “Participates in Market Gains without taking Market Risk”.
• Has historically Outperformed Fixed Income Investments with NO Investment Risk
• Provides 10% liquidity annually, or RMD whichever is greater