•  For the individual that is Saving Money on a Systematic Annual Basis to fund a Long Term Goal
•  An alternative to a Traditional Retirement Plan/IRA

Features of the Plan

• A “Max Funded” Indexed Universal Life Policy
• Earnings grow TAX FREE and the Income is TAX FREE
• Contributions are Flexible
• Uses a “Collared Investment Strategy”, which links the policy cash value to the S&P Index, Capping the Gains and guaranteeing No Loss. You “Participate in Market Gains without taking Market Risk”
• Provides Supplemental Life Insurance
• Can also Provide Long Term Care protection. The policyholder can access between 1%-4% monthly of the Policy’s Death Benefit, Income Tax Free, to cover costs related to Nursing Care, Home Health Care, Assisted Living, or Adult Day Care