|
CD |
Stocks |
Bonds |
IUL |
|
|
Tax Deductible Contributions |
NO |
NO |
NO |
NO |
|
Tax Deferred Growth |
NO Income Tax |
NO Capital Gains Tax |
YES Muni Bonds |
YES |
|
Income Tax Free Withdrawals |
NO Income Tax |
NO Capital Gains Tax |
NO |
YES |
|
Income Tax Free Survivor Benefits |
NO |
NO |
NO |
YES |
|
Market Returns |
NO |
YES |
NO |
YES |
|
Flexible Withdrawals |
YES |
YES |
YES |
YES |
|
Flexible Contributions: No Min or Max |
YES |
YES |
YES |
YES |
|
Liquidity for Emergency |
NO |
YES |
YES |
YES |
|
Flexible Retirement Distributions |
YES |
YES |
YES |
YES |
|
Protection from Creditors |
NO |
NO |
NO |
YES |
|
Protection from Investment Loss |
YES |
NO |
NO |
YES |
|
Totals |
4 |
6 |
5 |
10 |